IELTS Vocabulary - Topic: Money (Shopping Habits & Management)

Sample answer

Vocabulary

(Answer + Example) Well, if I have to buy essential things for my family’s daily need, I will go to the supermarket twice a week to pick up groceries, but if it is clothes, I will visit a flea market much more usually. It is an ideal place whenever I want to buy some clothes because I can get some great deals and buy tons of things without breaking the bank.

Pick up groceries (v)

Mua đồ tạp hoá

Flea market (n)

Chợ hàng thùng

Get some great deals (v)

Mua được đồ giá rẻ

Without breaking the bank (adv)

Không mất nhiều tiền

Sample answer

Vocabulary

(Answer) Well, the shop I would like to describe is a handmade souvenir shop named “Beehive”. It is situated on the second floor of a Vincom center in the vicinity of my neighborhood. It is my most favorite shop because besides selling all the things that I need, it has an impressive and eye-catching way of displaying the articles.

(Reason) I like the shop a lot as they sell a number of  artificial cute things such as paper flowers, picture frames, cards, teddy bears or make up stuff. (Example) The most special thing about this shop is that there is a zone where we can see how things are made. Each product is made meticulously and excellent craftsmanship is shown. Because all the things are made by hand, they have a totally different look when compared to things from mass production. I often hit the shop whenever I want to give my friends some gifts as congratulations on the occasion of their birthday or graduation. Sometimes I treat myself by buying some items of ornaments here.

(Reason) Additionally, the way how the shop is decorated also takes my breath away. (Example) As you know, the shop is shaped like a beehive so it is very convenient for us to go around to see and buy things. Everytime I step into Beehive, I am overwhelmed by such a huge wall which is filled with handmade flowers. The lighting is perfect and I feel like I am in a real and giant beehive when I am in the shop. I really like going shopping in that shop.

In the vicinity of (St) (adv)

Gần

Craftsmanship (n)

Sự khéo léo, lành nghề

Mass production (n)

Sản xuất hàng loạt

Hit the shop (v)

Đến cửa hàng

Treat myself (v)

Tự thưởng cho bản thân

Sample anwser

Vocabulary

(Answer) Actually there are several reasons why people would rather go to shopping malls than independent stores but I think the most important one may be the convenience. (Reason) There are a myriad of brick-and-mortar shops in a shopping center so people can easily hit different shops and get what they need without having to travel a long distance. (Example) For example, people can enjoy going shopping while letting their children in the kid zone. After buying clothes or daily supplies for the family, the whole family can have some snack in the food court, which is an ideal way of shopping for many people.

Independent stores (n)

Các cửa hàng riêng lẻ

Brick-and-mortar shops (n)

Các cửa hàng thật (không phải cửa hàng online)

Glossary box

Pick up groceries (v)

/pɪk/  /ʌp//ˈɡrəʊsəriz/

Mua đồ tạp hoá

Flea market (n)

/fliː/ /ˈmɑːkɪt/

Chợ hàng thùng

Get some great deals (v)

/ɡet//sʌm//ɡreɪt//diːlz/

Mua được đồ giá rẻ

Without breaking the bank (adv)

/wɪˈðaʊt//breɪk//ðə//bæŋk/

Không mất nhiều tiền

In the vicinity of (adv)

/ɪn//ðiː//vɪˈsɪn.ə.ti//əv/

Gần

(Excellent) craftsmanship (n)

/ˈeksələnt/ /ˈkrɑːftsmənʃɪp/

Sự khéo léo, lành nghề

Mass production (n)

 /mæs/  /prəˈdʌk.ʃən/

Sản xuất hàng loạt

Hit the shop (v)

/hɪt//ðə//ʃɒp/

Đến cửa hàng

Treat oneself (v)

/triːt//wʌnˈself/

Tự thưởng cho bản thân

Independent store (n)

/ɪn.dɪˈpen.dənt//stɔːr/

Cửa hàng riêng lẻ

Brick-and-mortar shop (n)

/brɪk//ænd//ˈmɔː.tər/ /ʃɒp/

Cửa hàng thật (không phải cửa hàng online)

Sample answer

Vocabulary

(Answer) Actually, people in my country have savings for various purposes and this depends on their age. (Example) Young people tend to save money for travelling, marriage or a down payment on a house while elder people tend to save money for healthcare service.

Savings  (n)

Những khoản tiết kiệm

Down payment (n)

Tiền đặt cọc

Healthcare service (n)

Dịch vụ chăm sóc sức khỏe

Sample answer

Vocabulary

(Answer) Well, I find that saving money is difficult for me as I tend to overspend on clothes or food, especially on payday. Buying a Macbook has been my dream for a very long time but I often run out of money at the end of the month; therefore I still cannot afford to buy one. To solve the problem, recently I have adopted a method that helps me save money much more effectively,

which is putting money in a piggy bank and set saving goals.

(Reason) It may be traditional to somebody but to me, I think it works as it helps me spend money in a smarter way. (Example) When I get paid, I will withdraw all the money, spend half of them and the other half will be put in the piggy bank. Whenever I have a financial decision, I have to be extremely careful so that I can make a smart investment. I sometimes ask my sister to keep my money because she is an expert in money management and she is also the person who gives me advice on how to balance the expense. In addition, I try to spend less than the amount that I withdraw and cut down on unnecessary things so that I can set aside more money to realize my dream. After a short time trying to save money like that, I find that I have a secure amount of money in case I need for emergency. This method of saving helps me a lot with my financial situation.

Overspend (v)

Tiêu quá số tiền đang có

Payday (n)

Ngày được trả lương

Piggy bank (n)

Lợn tiết kiệm

Set saving goals (v)

Đặt ra các mục tiêu tiết kiệm

Withdraw (v)

Rút tiền

Financial decision (n)

Quyết định tài chính

Smart investment (n)

Đầu tư thông minh

Balance the expense (v)

Cân bằng chi tiêu

Cut down on (v)

Cắt giảm

Set aside (v)

Dành dụm

Sample answer

Vocabulary

(Answer) Definitely yes. Personally I think this is a very important thing to teach children as they have to grow and carry out transactions that are related to money. (Reason) If children are encouraged to save money, they may learn how to use it more wisely and appreciate the effort of their parents who work hard to make ends meet. Moreover, they may prepare better for the future if they understand the essence of saving money for a rainy day; therefore, it is encouraged that parents teach children how to save money.

Transactions (n)

Giao dịch

Make ends meet (v)

Kiếm sống

Saving money for a rainy day (v) – (idm)

Dành dụm tiền cho những ngày khó khăn

Glossary box

Saving  (n)

/ˈseɪ.vɪŋ/

Khoản tiết kiệm

Down payment (n)

/daʊn/  /ˈpeɪ.mənt/

Tiền đặt cọc

Healthcare service (n)

/ˈhelθ.keər//ˈsɜː.vɪs/

Dịch vụ chăm sóc sức khỏe

Overspend (v)

/əʊ.vəˈspend/

Tiêu quá số tiền đang có

Payday (n)

/ˈpeɪ.deɪ/

Ngày được trả lương

Piggy bank (n)

/ˈpɪɡ.i//bæŋk/

Lợn tiết kiệm

Set saving goals (v)

 /set//ˈseɪ.vɪŋ//ɡəʊlz/

Đặt ra các mục tiêu tiết kiệm

Withdraw (v)

/wɪðˈdrɔː/

Rút tiền

Financial decision (n)

/ˈfaɪ.næns//dɪˈsɪʒ.ən/

Quyết định tài chính

Smart investment (n)

/smɑːt/ /ɪnˈvest.mənt/

Đầu tư thông minh

Balance the expense (v)

 /ˈbæl.əns//ðiː//ɪkˈspens/

Cân bằng chi tiêu

Cut down on (St) (v)

/kʌt//daʊn//ɒn/

Cắt giảm

Set aside (v)

/set//əˈsaɪd/

Dành dụm

Transaction (n)

/trænˈzæk.ʃən/

Giao dịch

Make ends meet (v)

/meɪk/ /endz//miːt/

Kiếm sống

Saving money for a rainy day (v) – (idm)

/ˈseɪ.vɪŋ//ˈmʌn.i//fɔːr//ə//reɪn//deɪ/ 

(Thành ngữ) Dành dụm tiền cho những ngày khó khăn